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Savings Bond Redemption and Replacement Benefits

Program Description

Savings Bond Redemption allows bond owners in areas affected by a presidentially-declared disaster to redeem bonds prior to the expiration of the initial 12-month holding period. Approximately 40,000 financial institutions across the country redeem savings bonds. Savings Bond Replacement allows bond holders to request expedited service for the replacement of missing bonds, particularly those destroyed during a disaster.

Savings Bond Redemption and Savings Bond Replacement are not mutually exclusive activities. You may need both types of assistance. Both types of assistance can be requested for the same bond if a bond less than 12 months old was destroyed in a disaster.

General Program Requirements

In order to qualify for this benefit program, you must have a bond that has been destroyed or live in an area affected by a presidentially-declared disaster.

No evidence of hardship or property damage is also required.

Your Next Steps

The following information will lead you to the next steps to apply for this program.

Application Process

For application information, see the Program Contact Information below.

Program Contact Information

For more information about the program, please visit the Replacing or Reissuing a Paper EE Bond page.